Get Your Family’s Finances in Shape

It’s interesting that people often won’t hesitate to plop down money for a gym membership at the beginning of a new year when they’re all motivated and resolved to lose weight or get fit. They don’t usually need convincing arguments as to why exercise and good nutrition is important. All they know is that they want to be ready for bathing suit season and that is enough to light a fire underneath them – for a while, at least. We all know someone (maybe its’ you?) who owns a fitness club membership but never uses it. Motivation is great…but not much help if you don’t follow through with consistent action. That’s where a personal trainer comes in: Setting out a plan for you; Cheering you on and letting you that know you CAN do it; Holding you accountable to do what you say you want to do.

The situation above applies to financial planning as well. People often say they’re on a budget or that they want to save up for a particular purchase or event, yet they never really have a formal plan in place for achieving their goal. They sort of just “wing it” and try to cut corners here and there; sometimes they accomplish their savings goal and sometimes they don’t. And sometimes the goal just gets pushed back a little – year, after year, after year. But instead of hiring a certified financial planner, they just smile and accept the situation as it is; hope for the best, so to speak.

Is it really okay,though, to leave you and your family’s financial security up in the air? Especially in today’s economic climate, when things that were once secure (jobs, interest rates, etc.), can’t necessarily be counted on anymore. For that matter, is it really fair to have to consistently cut corners on or skip altogether the activities you want to enjoy with your family such as regular vacations and dinners out at a nice restaurant occasionally?

Well, the good news is that those things don’t have to be out of your reach. And more importantly, neither does your family’s overall financial fitness. Not if you have a plan. Just like a personal trainer can help keep you on track as far as diet and exercise, companies such as San Francisco Financial Planner VitaVie can assist you with creating and maintaining a workable budget. They can help you clearly identify your goals so that you will have a more concrete idea about the steps necessary to achieve them.

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From Biz Mommy, post Get Your Family’s Finances in Shape

Tisha Berg is a wife, mom, blogger and freelance copywriter, among many other things. This blog is a personal journal of her journey as she balances family, work and school life. To keep in touch with Tisha, Follow Biz Mommy on Twitter, "Like" Biz Mommy on Facebook and/or get notified of new posts by subscribing.